Every Carrier We Represent — Named, Linked, and Verified by You

We work for you, not for any single insurance company. As an independent agency, we shop across approximately 40 carriers to find coverage that fits your life and your budget — not whatever one company happens to offer. Below you'll find every carrier we represent, along with a direct link to their claims reporting page so you can file anytime, day or night, without waiting on us.

What It Means to Work with an Independent Agency

A captive agent represents one company. Their job is to sell you that company's products, whatever the fit. We don't work that way. As an independent agency, we hold contracts with dozens of carriers, which means we can compare rates, coverage terms, and policy structures across the market before recommending anything to you. When your renewal comes around, we shop it again. When your situation changes, we have options. That access is the core of what we do.



  • Approximately 40 carrier relationships across personal and commercial lines
  • No financial incentive to favor one company over another
  • Competitive quoting across multiple carriers on every policy
  • Carriers you can research, rate-check, and verify independently
  • Direct claims access to every carrier — no bottleneck through our office

Our Carrier List

Every carrier below is a company we are currently authorized to represent. If you need to file after hours, on a weekend, or on a holiday, you don't need to wait for our office to open — go straight to your carrier.

Why We Publish This List

Most agencies in our area mention "multiple carriers" without telling you who they are. We think that's backwards. You deserve to know the names of the companies that could be backing your home, your car, or your business. With that list in hand, you can look up financial strength ratings through A.M. Best, read reviews, and make an informed decision — not just take our word for it.


Transparency is how we earn trust, and trust is how we've built relationships with clients across central Indiana since 2006.

Questions About Our Carriers

  • What does it mean that Your Choice Insurance is an independent agency?

    It means we aren't owned by or contracted exclusively with any single insurance company. We hold agreements with approximately 40 carriers, so we can compare options across the market and recommend coverage based on what fits you — not what one company offers.

  • Which carriers does an independent agent in Kokomo represent?

    The full list is published on this page. Every carrier we are currently authorized to represent is named above, along with a direct link to their claims reporting page. You can research any of them independently using tools like A.M. Best to check financial strength ratings.

  • What insurance companies does Your Choice Insurance work with?

    We work with approximately 40 carriers across personal lines, specialty vehicle coverage, and commercial insurance. The complete list is above. If you have a question about a specific carrier or want to know which ones we'd recommend for your situation, call us at 765-393-8900.

  • How do I file a claim after hours?

    Use the direct claims links listed next to each carrier name above. Every link goes to that carrier's 24/7 claims reporting page. You don't need to wait for our office to open — you can file any time, night or weekend, directly through your carrier.

  • Can I trust a carrier I've never heard of?

    Yes — with the right information. Every carrier we represent is licensed to operate in Indiana and has met the requirements to be appointed by our agency. That said, we encourage you to look up any carrier on A.M. Best or your state's department of insurance if you want an independent view of their financial stability. That's exactly why we publish the full list.

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Need Help Reading a Quote or Choosing a Carrier?

Forty options is a real advantage — but it can also feel like a lot to sort through. That's what we're here for. Call us during business hours and a real person will pick up, no hold time, no phone tree. We'll walk you through what each carrier is offering and help you make sense of the differences.